2025

Buying a property in India involves more than finalising paperwork, transferring funds, and collecting the keys. A significant part of the process includes paying various taxes levied on property transactions. Many buyers focus only on stamp duty and registration fees, but there are several other tax components that directly influence the total cost of ownership. 1️⃣ Stamp Duty Stamp duty is...

Buying a home is one of the biggest financial decisions you will ever make. But the journey does not end when you shortlist the right property—it truly begins when you start the legal process of registering it in your name. Property registration is what legally transfers ownership from the seller to the buyer. Without registration, the law does not recognise you as the rightful owner. To help you...

For every homebuyer, setting a realistic budget is one of the most crucial steps in the property buying journey. An improper budget can lead to financial stress, making it difficult to manage routine expenses alongside home loan repayments. Since buying a home is a long-term commitment, careful planning is essential. Infinity Housing brings you a Home Affordability Checklist to help you plan your...

Buying a home is often the largest investment in our lives, yet many homeowners overlook protecting it. While life insurance is widely recognized and purchased, home insurance is still a relatively new concept in India. However, securing your property against unforeseen events has become increasingly important. A typical home insurance policy is not very expensive, usually costing around Rs 800–1,000...

Buying a property is a major financial milestone, and not everyone can pay the full amount upfront. To make the process easier, developers now offer several payment plans, allowing buyers to pay in instalments. Understanding these options helps buyers select a plan that suits their financial situation. Gone are the days when lump-sum payments were the only option. Today, developers provide options like...

Buying a home is one of the biggest investments in life. While the **Basic Selling Price (BSP)** forms the foundation of property costs, several additional charges—both developer-imposed and government-mandated—can significantly increase the final amount a buyer pays. Let’s break down the total property cost and its components. What is BSP (Basic Selling Price)? The BSP is the core price...

House hunting can be exciting, but it can also be overwhelming. With so many factors to consider—from layout and amenities to location and price—buyers often overlook crucial details during property inspections. Missing even small aspects can affect your long-term satisfaction with the home. To help you make informed decisions, Infinity Housing offers a comprehensive Physical Inspection Checklist for...

Buying a home involves more than just choosing the perfect property—it requires navigating a maze of legal documents and forms. Understanding these forms is crucial to ensure a smooth transaction and protect your investment. The type of form required depends on the size, location, and scope of the property deal. Here’s a guide to the key forms every prospective homeowner should be familiar...

Buying a home is one of the most significant decisions of your life. It requires not just financial investment but careful planning and due diligence. Among all factors, verifying property documents is critical to ensure a safe and hassle-free purchase. Checking the right documents protects your investment and gives peace of mind. Here’s a guide to the essential documents every buyer should...

The way we buy homes has changed drastically over the past few decades. While purchasing a property was once largely an offline activity, today much of the research and shortlisting process happens online. That said, a smart homebuyer knows that the ideal approach combines both online and offline methods. Here’s a guide on how to make the most of both. Offline Research 1. Family and...