Residential

A Financial Guide for First-Time Property Buyers

Purchasing a home is one of the most significant financial decisions you will make. To navigate the process smoothly, it’s essential to manage your finances carefully. Being financially prepared not only eases the burden of a real estate transaction but also ensures a secure and stress-free home-buying experience. Here are some practical tips to manage your finances when buying a property. Plan...

How New Homebuyers Can Negotiate the Best Deal

Buying a home is one of the biggest financial decisions you’ll make, and mastering negotiation can save you a substantial amount. Whether you’re a first-time homebuyer or a seasoned investor, having a strategy in place can make all the difference. Here’s a practical guide to negotiating your property purchase like a pro. 1. Understand Market Conditions Knowing whether it’s a buyer’s or...

Property Buying Checklist: Important Documents and Certificates

Buying a home involves more than signing a sale agreement and getting the keys. With legalities, registration, and home loans, a lot of paperwork comes into play. Among these, some certificates are absolutely essential for ensuring your property is legal, safe, and eligible for occupancy. These include the Commencement Certificate (CC), Completion Certificate (CC), and Occupancy Certificate (OC)....

Everything You Must Know About GST in Indian Real Estate

Below is a freshly rewritten, original blog-style article based on your content, crafted in a Houzez theme tone—professional, crisp, and real-estate–focused.All content is unique, easy to read, and FAQ answers are included. 🏗️ GST Impact on Real Estate: What Homebuyers Should Know The recent decision by the GST Council to reduce tax rates on key construction materials—such as lowering...

Essential Taxes to Know Before Purchasing Property

Buying a property in India involves more than finalising paperwork, transferring funds, and collecting the keys. A significant part of the process includes paying various taxes levied on property transactions. Many buyers focus only on stamp duty and registration fees, but there are several other tax components that directly influence the total cost of ownership. 1️⃣ Stamp Duty Stamp duty is...

Everything You Need to Know About Registering a Property

Buying a home is one of the biggest financial decisions you will ever make. But the journey does not end when you shortlist the right property—it truly begins when you start the legal process of registering it in your name. Property registration is what legally transfers ownership from the seller to the buyer. Without registration, the law does not recognise you as the rightful owner. To help you...

Affordability Guide: Calculating Your Home Buying Budget

For every homebuyer, setting a realistic budget is one of the most crucial steps in the property buying journey. An improper budget can lead to financial stress, making it difficult to manage routine expenses alongside home loan repayments. Since buying a home is a long-term commitment, careful planning is essential. Infinity Housing brings you a Home Affordability Checklist to help you plan your...

A Complete Guide to Home Insurance: What It Is, Types, Advantages & Paperwork

Buying a home is often the largest investment in our lives, yet many homeowners overlook protecting it. While life insurance is widely recognized and purchased, home insurance is still a relatively new concept in India. However, securing your property against unforeseen events has become increasingly important. A typical home insurance policy is not very expensive, usually costing around Rs 800–1,000...

A Complete Guide to Property Payment Plans

Buying a property is a major financial milestone, and not everyone can pay the full amount upfront. To make the process easier, developers now offer several payment plans, allowing buyers to pay in instalments. Understanding these options helps buyers select a plan that suits their financial situation. Gone are the days when lump-sum payments were the only option. Today, developers provide options like...

What Makes Up the Complete Cost of a Property in India?

Buying a home is one of the biggest investments in life. While the **Basic Selling Price (BSP)** forms the foundation of property costs, several additional charges—both developer-imposed and government-mandated—can significantly increase the final amount a buyer pays. Let’s break down the total property cost and its components. What is BSP (Basic Selling Price)? The BSP is the core price...